Spring and Houston Auto Repair

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Record 7 million Americans are 3 months behind on car payments, a red flag for economy

A record 7 million Americans are 90 days or more behind on their auto loan payments, the Federal Reserve Bank of New York reported Tuesday, even more than during the wake of the financial crisis era. Economists warn this is a red flag. Despite the strong economy and low unemployment rate, many Americans are struggling to pay their bills. "The substantial and growing number of distressed borrowers suggests that not all Americans have benefited from the strong labor market," economists at the New York Fed wrote in a blog post. A car loan is typically the first payment people make because a vehicle is critical to getting to work, and someone can live in a car if all else fails. When car loan delinquencies rise, it is a sign of significant duress among low-income and working-class Americans. "Your car loan is your No. 1 priority in terms of payment," said Michael Taiano, a senior director at Fitch Ratings. "If you don't have a car, you can't get bac ... read more

2019 and the future

A message from Alex, the owner- 2018 is behind us (well, maybe except for a few bills and loose ends from December) and 2019 is already here. I wonder to myself sometimes- "What will the next year bring us?" Its always a mystery to me on how it will unfold. 2018 was quite interesting. The next thing that comes to mind is "What can we do better?" This is where you come in. I want to know. Good or bad, I want to know. What can we do better to serve you going forward? Email me directly at [email protected] IF you think we have room for improvement, please tell me. IF you think we deserve Kudos, please tell me. IF you think there is something that we could do for you in 2019 that would make your friends or family come see us, please tell me. We'll keep doing our very best, providing the best service, handling our clients with exceptional service, and providing the longest warranty. Here's some things we've done to bring more value to our client ... read more

Car totaled on mechanic's test drive: Who pays for the damage?

In my opinion, this goes back to what shop you're bringing your vehicle to. Are they fly by night? Do they have a nice facility? Do they have insurance? These are all questions that should be thought of when bringing your vehicle to a repair facility.  In a case like ours, we carry professional shop insurance to cover our clients and our employees. Remember- this is directly in relationship to overall cost as well! You'd go nuts if you'd hear how expensive liability insurance is for an auto shop. Yes, you may find someone cheaper to do the job- but that doesn't mean they'll take care of you at the end of the day if something like this happens. Are you willing to take the risk vs the reward? I know I play my cards safe- I have too many employees to worry about being underinsured- and I value my clients too much to take risks like this.  At the end of the day Titan should've taken care of this. At the bare minimum covered Hanson's de ... read more

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